Thursday, September 3, 2020
Academic Performance and Personal Growth and Development Essay
Scholastic Performance and Personal Growth and Development - Essay Example The reason and objective of any instructive organization are to present and introduce a lot of information and aptitudes to the understudies and along with the guardians as well as gatekeepers go about as the overseers of self-awareness through finding and supporting gifts. Given instruction organizations will have understudies from all financial, social and social partitions; understudies skilled in an unexpected way, with alternate points of view on the training and learning frameworks and with various post-school goals, and itââ¬â¢s crafted by the foundation and pertinent partners (Joyce, 2011) to coordinate these attributes to assist them with accomplishing greatest in school life. These understudies may expressly and additionally certainly portray or grandstand their qualities in that some are truly dynamic in both the scholarly and additional educational plan exercises though others might be detached in any of them or both (Rayner and Cools, 2011). This will in one manner or the other impact their scholarly presentation and self-awareness and advancement both at the school and after school which is comparable yet extraordinary somewhat and this paper looks to differentiate the scholastic execution, initiative/regulatory jobs and post-school lives of dynamic and detached understudies. Aside from guaranteeing understudies psychologically comprehend the topic; foundations are likewise intrigued to guarantee that graduates can make great pioneers, an ascribed supported inside the establishment. Dynamic understudies tend are associated with positions of authority to a more prominent degree than the aloof understudies however similarly need regulatory aptitudes; a factor that can be credited to sanity and observations between these understudies (Scherer, 2010).
Saturday, August 22, 2020
Free Essays on Cognitive
How do individuals decide? What triggers an individual to make a move at some random point? These are for the most part addresses that I will endeavor to reply with my hypothetical examination into Leon Festingerââ¬â¢s hypothesis of intellectual disharmony, just as a large number of the other related speculations. We regularly don't understand the mental occasions that happen in our regular day to day existences. It is critical to pay heed to hypotheses, for example, the equalization hypothesis, the congruency hypothesis and the intellectual discord hypothesis with the goal that oneââ¬â¢s self-influence happens purposely. As analyst and scholar increase a superior comprehension of Festingerââ¬â¢s intellectual disharmony hypothesis control could happen more effectively than it as of now does in todayââ¬â¢s society. Leon Festingerââ¬â¢s subjective cacophony hypothesis is firmly identified with a significant number of the consistency speculations. The first of the significant consistency speculations, the equalization hypothesis, was proposed by Fritz Heider (1946, 1958) and was later reconsidered by Theodore Newcomb (1953). Heider and Newcombââ¬â¢s hypothesis was for the most part taking a gander at the collaboration between two individuals (relationally) and the contentions that emerged between them. At the point when two individuals have clashing suppositions or strain is felt between someone else, it is almost certain influence will happen. In such a case that no strain was felt between the two gatherings, or there were no clashing conclusions there would be no compelling reason to convince one another. All things considered, influence happens simply because there is pressure between two realities, thoughts or individuals. Charles Larson writes in his book, Persuasion, Reception and Responsibility, ââ¬Å"another way to deal with the consistency hypothesis is congruency hypothesis, by Charles Osgood and Percy Tennenbaum (1955)â⬠(p.82). This hypothesis proposes that we need to have balance in our lives and there is a deliberate method to nu! merically make sense of it. At the point when two perspectives impact, we should endeavor to find some kind of harmony between the two mentalities. The equalization changes depending ... Free Essays on Cognitive Free Essays on Cognitive How do individuals decide? What triggers an individual to make a move at some random point? These are largely questions that I will endeavor to reply with my hypothetical investigation into Leon Festingerââ¬â¢s hypothesis of subjective discord, just as a considerable lot of the other related speculations. We frequently don't understand the mental occasions that happen in our regular daily existences. It is imperative to pay heed to hypotheses, for example, the equalization hypothesis, the congruency hypothesis and the psychological disharmony hypothesis so oneââ¬â¢s self-influence happens purposely. As clinician and scholar increase a superior comprehension of Festingerââ¬â¢s intellectual cacophony hypothesis control could happen more effectively than it as of now does in todayââ¬â¢s society. Leon Festingerââ¬â¢s subjective cacophony hypothesis is firmly identified with huge numbers of the consistency speculations. The first of the significant consistency hypotheses, the parity hypothesis, was proposed by Fritz Heider (1946, 1958) and was later reexamined by Theodore Newcomb (1953). Heider and Newcombââ¬â¢s hypothesis was generally taking a gander at the cooperation between two individuals (relationally) and the contentions that emerged between them. At the point when two individuals have clashing conclusions or strain is felt between someone else, it is almost certain influence will happen. Provided that no strain was felt between the two gatherings, or there were no clashing suppositions there would be no compelling reason to convince one another. Looking at the situation objectively, influence happens simply because there is pressure between two realities, thoughts or individuals. Charles Larson writes in his book, Persuasion, Reception and Responsibility, ââ¬Å"another way to deal with the consistency hypothesis is congruency hypothesis, by Charles Osgood and Percy Tennenbaum (1955)â⠬ (p.82). This hypothesis recommends that we need to have balance in our lives and there is a precise method to nu! merically make sense of it. At the point when two mentalities impact, we should endeavor to find some kind of harmony between the two perspectives. The parity fluctuates depending ...
Friday, August 21, 2020
Terrible Honesty Mongrel Manhattan in the 1920s free essay sample
This paper examines the depiction of the air that described the period known as Prohibition in Ann Douglass book, Terrible Honesty: Mongrel Manhattan during the 1920s. This paper looks at an entry in Ann Douglass book, Terrible Honesty, that manages New Yorkers parading their insubordination of Prohibition during the 1920s. The author takes a gander at the language of the section itself and talks about the essentialness of the selection of words and expressions. The entry itself is intelligent of New York during the time of Prohibition when there was fervor in simply accomplishing something unlawful. Preclusion is a topic that surfaces all through the book and this specific section on page 101, addresses how life was changing during this period ever. As indicated by the creator, this entry fills in as a scaffold between the past and how the mechanical advances influenced life as it had been known in the huge city. We will compose a custom exposition test on Horrendous Honesty: Mongrel Manhattan during the 1920s or then again any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Preclusion figures so unmistakably in this book since it was a significant and warmed issue, however as we have seen, it was likewise identified with governmental issues, testimonial, religion, and numerous other exceptionally intense subject matters. It was not just about getting a beverage on a Saturday night, it was about the privilege of ladies to cast a ballot, to venerate where you pick, and settle on your very own choices. It was an issue of an excessive number of laws, and the administration attempting to advise individuals how to live their own lives. Drinking might be addictive and hazardous, however individuals have the essential option to pick, and in the event that they decide to smoke, or drink, or vote, or visit a particular church, they have the right, and they may likewise need to endure the results.
Friday, June 5, 2020
Adventures First, Explanations Take Such a Dreadful Time - Literature Essay Samples
William Yeats said, ââ¬Å"I am of a healthy and long lived race, and our minds improve with age.â⬠Itââ¬â¢s true that as individuals face the world, they can only gain wisdom from exposure. For a young Jeannette Walls, itââ¬â¢s none other than her troubling life and great number of powerful experiences that mold her outlooks on the world. In her memoir The Glass Castle, she and her family constantly face hopeless challenges like starvation, homelessness, and addiction. From the desert to New York, Jeannetteââ¬â¢s attitudes towards her familyââ¬â¢s idealistic poverty and nomadic homelessness change over time from naive youthfulness to reflective acceptance. For the Walls, coping with extreme poverty, haphazard relocation, and virtual homelessness is pretending that their life is an ââ¬Å"incredibly fun adventureâ⬠(Walls 85), and for young Jeannette, the mere concept of ââ¬Å"adventureâ⬠is more than enough to eliminate many of her worries about their uncertain lifestyle. Describing one desert night, she recounts, ââ¬Å"we slept under the starsDad said that was part of his planI told Lori how lucky we were to be sleeping out under the sky like Indians. ââ¬ËWe could live like this forever,ââ¬â¢ I said. ââ¬ËI think weââ¬â¢re going to,ââ¬â¢ she saidâ⬠(18). Jeannette is notà stopping to think about howà they donââ¬â¢t have pillows, money, or even a place to sleep at night; instead, she perpetuates the serene image of sleeping under the stars and connecting with nature. Her strong bond with her father is apparent, seeing as she fully believes that their misfortune is all ââ¬Å"planned.â⬠She is still so dependent on family that she is blind to the facade of adventure that masks the reality of hardship. Her use of the word ââ¬Å"luckyâ⬠illustrates that she isnââ¬â¢t merely searching for a bright side to the situation; this is a real adventure for Jeannette, or at least she has thoroughly convinced herself so. Conversely, while Jeannette gazes at the stars, Lori offers the stark contrast to her young sisterââ¬â¢s starry-eyed wonder. Older than Jeannette, Lori is recognizing that homelessness is not something to be romanticized. Though adolescent years are always awkward transitions from dependence to independence, Jeannetteââ¬â¢s transition is driven by the contradiction between her love for her family and her developing embarrassment towards the familyââ¬â¢s lifestyle and choices. One day, after a disturbing encounter with a welfare officer, she narrates, ââ¬Å"At least when Ernie and his gang came around yelling that we were trash, we could fight them off with rocks. But if the child-welfare man got it into his head that we were an unfit family, weââ¬â¢d have no way to drive him offâ⬠(194). Jeannetteââ¬â¢s words serve as a metaphor that perfectly embodies her struggle. She describes her retaliation towards Ernie as juvenile and rugged, fighting with rocks; she is a rough-and-tumble, vengeful girl responding immaturely to bullies. This fearless air greatly contrasts her helplessness in facing the welfare man. For her, he symbolizes government and adulthood, in the sense that she must lea rn to deal with things she doesnââ¬â¢t particularly like. As age brings responsibility, it also brings wisdom, and she realizes that sheââ¬â¢s also becoming more embarrassed by her familyââ¬â¢s social standing and grows conscious of their image. In other instances, Jeannette is deeply upset by a womanââ¬â¢s use of ââ¬Å"poor,â⬠in reference to her pitiful hitchhiking. She even feels the need to research the option of welfare and encourage her own obstinate mother to get a job, or go on welfare. In each example, Jeannette is confused by the contrast between the allegiance to family that drove her childhood and the new awareness of the fact that in the real world, the lifestyle sheââ¬â¢s used to doesnââ¬â¢t quite cut it. By the time she reach New York, although her parents still possess some signature Walls optimism, Jeannette is mature and fully understands that vagrancy is quite the opposite of an honorable adventure. When given the opportunity to confront people degrading her family, she says, ââ¬Å"that would have meant explaining who I really was, and I wasnââ¬â¢t about to do thatI was tired of taking on people who ridiculed us for the way we lived, I just didnââ¬â¢t have it in me to argue Mom and Dadââ¬â¢s case to the worldâ⬠(256). After a life of ignorance for bliss and facades to disguise famine, Jeanette is coming full-circle in self-awareness with the same bluntness and severity she always had in her wit from a young age: her whole upbringing has practically been a lie. She portrays guilt, yet itââ¬â¢s overridden by twenty-some years of exhaustion and suffering for the sake of ââ¬Å"adventure.â⬠Jeannetteââ¬â¢s uses of phrases like ââ¬Å"didnââ¬â¢t have it in meâ⬠and ââ¬Å"tiredâ⬠only display that she considers defending her parents to be almost physically (and surely mentally) exhausting, and who wouldnââ¬â¢t be tired after carrying much of the burden of a heavily burdened family from childhood into adulthood? In addition, sheââ¬â¢s not even able to reveal the truth about her past, showing just how embarrassed she feels thinking about the depths to which her family has sunk just to exist. While she still loves her mom and dad, Jeannette is finally fully grasping what independence, survival, and self-preservation entail. A constant that remains throughout the story is Jeannetteââ¬â¢s naivety and non-accusatory view of most things, as if the story is told through the mind of an optimistic girl in a hopeless world. However, whether due to her nature or to the way in which she was raised, Jeannette shows at a young age remarkable traits of wisdom and understanding, if only through unadulterated affection. ââ¬Å"Unadulteratedâ⬠in itself is an interesting concept, as if her affection is never tainted by the clutches of adulthood, or as if adulthood only contaminates pure thoughts and emotions with the burden of knowing ââ¬Å"too much.â⬠While Jeannette watches her family with growing pity as time passes, simultaneously her life clarifies as she, in adulthood, can comprehend the full picture. Ultimately, even if Jeannette decides that she canââ¬â¢t fully trust the teachings of an untrustworthy family, there is at least one piece of advice from her mother Rose Mary Walls that evidently ho lds true: What doesnââ¬â¢t kill you can only make you stronger. Through hungry nights, physical abuse, and emotional turmoil, what doesnââ¬â¢t kill Jeannette Walls her only makes her wiser, and stronger.
Sunday, May 17, 2020
Identifying Occurrences By Collating Data - 871 Words
Quantitative research can be described as explaining occurrences by collating data that can be analysed using mathematical methods (Muijs, 2004). Quantitative data is considered important as it is unbiased and reliable, is able to look at relationships between variables identifying cause and effect in controlled situations (Newman and Benz, 1998). The quantitative article being appraised is by Sniehotta et al (2006) using the Critical Appraisal Skills Programme (CASP) framework tool (CASP 2014). Burls (2009) suggest that CASP is a useful tool to help develop skills to critically appraise and understand scientific research evidence using a simple checklist of questions. Additionally the National Health Service (NHS) resource department recommend CASP as a useful tool for critiquing medical research papers (Havard 2007). CASP considers 3 wide issues that need to be considered when appraising an article, these are broken down into 11 questions the enable thought processes to answer the issues systematically. A longitudinal experimental study was used over a period of 10 weeks to monitor the long term effectiveness with two planning interventions and a control group. Longitudinal experimental studies are beneficial in allowing the researcher the ability to observe changes over time and evaluate cause and effect of change (Teti, 2005). Furthermore they allow for clear focus and legitimacy by allowing a clear end result to be observed from a clear focus. However there may be aShow MoreRelatedEssay on Sandwich Aat1368 Words à |à 6 Pagesto potential for fraud. 4. The investigation which will assist in the conducting of this report will look at the accounts system as a whole, its individual functions and also the individuals responsible for the reporting and collating of data which in turn is used to prepare the monthly accounts. The needs and requirements of the stakeholders both external and internal will be considered and looked at, giving an insight to how their needs are provided for and what improvements canRead MoreI.Introduction . Enterprise Risk Management (Erm) Started2499 Words à |à 10 PagesSecondly, this report introduced basic situation of MS Corporation to establish the basis of risk management. Thirdly, an analysis of key risks is the core part of this report. Fourthly, this report analysed the difficulties associated with managing data upon risk intelligence, which needed to pay attention to. All of analysis demonstrated that ERM in MS was at relatively adequate maturity level of ERM, but still needed upgrade and impr ove in the implementation of risk intelligence. II. A literatureRead MoreReview Quesition20349 Words à |à 82 PagesAn organization maintaining all sales order information. 1.2 Discuss the meaning of each of the following terms: (a) data For end users, this constitutes all the different values connected with the various objects/entities that are of concern to them. (b) database A shared collection of logically related data (and a description of this data), designed to meet the information needs of an organization. (c) database management system A software system that: enablesRead Morethe importance of diversity in counselling contexts13352 Words à |à 54 Pagespsychology Thematic analysis is a poorly demarcated, rarely-acknowledged, yet widely-used qualitative analytic method within psychology. In this paper, we argue that it offers an accessible and theoretically-flexible approach to analysing qualitative data. We outline what thematic analysis is, locating it in relation to other qualitative analytic methods that search for themes or patterns, and in relation to different epistemological and ontological positions. We then provide clear guidelines toRead MoreUnderstand Principles of Professional Development Essay5962 Words à |à 24 Pagesaction planning skills. Setting priorities - most important/most urgent. Identifying the steps needed to achieve your goals. Being able to work effectively when under pressure. Completing work to a deadline. INVESTIGATING, ANALYSING AND PROBLEM SOLVING: gathering information systematically to establish facts and principles Clarifying the nature of a problem before deciding action. Collecting, collating, classifying and summarising data systematically. Analysing the factors involved in a problem beingRead MoreLoss Causation Model9657 Words à |à 39 Pageschapter authors and peer reviewers shall not be responsible or liable for any loss, damage, personal injury or death suffered by any person, howsoever caused and whether or not due to negligence, arising from the use of or reliance of any information, data or advice provided or referred to in this publication. Before relying on the material, users should carefully make their own assessment as to its accuracy, currency, completeness and relevance for their purposes, and should obtain any appropriate Read MoreTypes And Regional Distribution And Frequency Of Occurrence Over The World s Ocean Basins And Plate Tectonic Behavior9981 Words à |à 40 Pagesand regional distribution and frequency of occurrence over the last ~170 Myr as recorded in present-day preserved oceanic crust. The axial morphology, gravity signal and crustal structure of extinct ridges are evaluated by generating across-axis profiles through global datasets (IHO - IOC 2014; Sandwell et al. 2014) for individual ridge segments. Information on the spreading-rates, time of cessation and duration of spreading prior to cessation was collating information from previous studies. The potentialRead MoreOrdinance Act Poland56376 Words à |à 226 Pagesthe territory of the Republic of Poland; Article 3a. à § 1. Petitions and returns set out in the regulation issued by virtue of paragraph 3 may be submitted by electronic communications means. à § 2. A tax authority or electronic submission box in the data transmission system of tax administration shall confirm, in electronic form, the submission of a return or petition by electronic communications means. à § 3. The minister competent for public finance shall, by regulation, determine the types of returnsRead MoreAward In Education Training 650231182 Words à |à 105 Pageshigher standard. This standard is not mentioned for my teaching ability as I feel confident in delivering information, researching and facilitating people but, because I have a better understanding of how I can get the best from my learners, by identifying different learning styles and accommodating them with my choices of teaching methods. As I am due to leave the Freight transport this year, I am hoping to become a Logistic Trainer and will look into any opportunities to deliver Driver CPC -Read MoreThe Effect of Electronic Journals on Scholarly Communication Essay10786 Words à |à 44 Pages7 days to 2 months and in ideal cases, two days is not unreasonable! Delays enter into the process when the author has to complete revisions to the paper. Since most of our submissions require some sort of revision, these delays are regular occurrences. However, perhaps as a direct result of having had their submissions handled quickly, most authors complete their revisions apace. So, even with this added delay, it is still possible to publish a paper in as little as a month from the time it is
Wednesday, May 6, 2020
The Ancient Egyptian Hieroglyphics - 1412 Words
Since the ancient Egyptian hieroglyphics in 3100 BC[3], writing has been a part of human expression. Initially, writing was used for recording the stories, myths, and histories of nations that were once mighty world powers. But as time wore on and literacy increased to the point that scholars werenââ¬â¢t the only people that could relay messages, writing began to morph into a form of expression. The written word became not only the best way of recording the linear timeline of what happened when, but also the more abstract social and cultural aspects of everyday people living their everyday lives. History became the ideologies, fears, and political aggravations recorded in the books of the people, regardless of the genre. And as timesâ⬠¦show more contentâ⬠¦47 Rothman)[5]. Rothman discovered that when the rate of discussion was slowed down, students that wouldnââ¬â¢t normally speak in class would have time to gather their thoughts so that they could accurately contr ibute to the discussion. If a true democracy is to be had, this inclusion is crucial, but extremely difficult without the help of writing. One author by the name of Eduardo Galeano writes about this concept of inclusion through writing in his book Open Veins of Latin America. He makes the argument that the reason authors write is to make sure that underrepresented voices are heard. In his words, ââ¬Å"One writes, in reality, for the people whose luck or misfortune one identifies with - the hungry, the sleepless, the rebels, and the wretched of this earth - and the majority of them are illiterate. (p.12 Galeano)[3]. It is authors like Galeano describes, that increase the amount of inclusion in the democracy of life. In discussing why he writes, Galeano simultaneously raises awareness about the plight of the downtrodden. Consequently, and possibly accidentally, Galeanoââ¬â¢s attempts to include the downtrodden in his books also had the effect of raising awareness for their plight. Though he was one of the pioneering writers for change, many other authors have used their writing prowess to raise awareness. One of these authors was aShow MoreRelated The Rosetta Stone Essay1011 Words à |à 5 Pagesthe Rosetta Stone. Little did they know that this 11-inch thick piece of rock would be one of the greatest discoveries in history! It contained Egyptian scripture, with Greek also on the stone. This was used to decode the once lost Egyptian writing system. Before the 1800ââ¬â¢s, attempts at trying to uncover the secrets held by the ancient Egyptian hieroglyphics found on walls inside numerous tombs were useless. 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For archeologists to understand every day life of the ancient Egyptians, they must rely on many sources. The some of these valuable things being tomb paintings, relics, and objects that were used in every day life, that had beenRead MoreEssay about Origin Of Hieroglyphics1117 Words à |à 5 Pages Ancient Egypt conjures up thoughts of a great civilization, one very advanced for its time. The Ancient Egyptians invented all different forms of literature, including poetry and short stories, and they were extremely advanced as far as art, medicine, science, and religion went. One of the more mysterious aspects to Ancient Egyptian civilization was their use of hieroglyphics. Very few people to this day can understand the complex language. The origin of these hieroglyphics seems to also to beRead MoreEgyptian Mummies and the Afterlife1051 Words à |à 5 PagesAncient Egyptians had a strong belief in preserving the body for the afterlife in hopes of achieving immortality. Part of this preservation was to protect and identify the body by painting or carving pictures, hieroglyphics, and symbols on the coffin. One very good example of this is represented by the ââ¬ËMummy of Irethorrou in Coffin.ââ¬â¢ This coffin, made of wood with polychrome, is adorned with hieroglyphics, symbol s, and a portrait of the Egyptian priest. It was found in a cemetery in Akhmim, andRead MoreAncient Egyptians And The Egyptian Hieroglyphs1493 Words à |à 6 PagesIntroduction The Egyptian hieroglyphs were a prescribed writing system by the ancient Egyptians to represent their language, it was a combined system with logographic and alphabetic elements. Logographic systems were the earliest form of writing system, which were used in Africa, China and Central America (History-world, 2015). Egyptians used hieroglyphs for religious literature on papyrus and wood. The early hieroglyphs dates back to 3,300 BCE and was still used up until the end of the fourth centuryRead MoreThe Culture of Ancient Egypt1112 Words à |à 5 Pagesthe ancient Egyptians used is called Hieroglyphics coming from the two Greek words hieros meaning holy and glyphe meaning writing. Hieroglyphics are a series of pictures drawn from one side of the page to the other. Hieroglyphics can be read and written from left to right or right to left depending upon which way the human and animal characters are facing. If the characters face the left then you read from the left to the right. Each hie roglyph represents a single sound, but as the Egyptians wroteRead MoreThe, Boating, And Bodies : Egyptian Culture And Its Impact Essay1595 Words à |à 7 PagesBowling, Boating, and Bodies: Egyptian Culture and its Impact Imagine for a moment you are in Ancient Egypt. The air is hot and dry, the wind blows stinging sand against your face, and you can hear the rushing of the Nile. Up the road from you is the marketplace where vendors sell their wares. People shout and run and argue and work, not the least bit aware that their own culture is helping to shape that of the rest of the world for thousands of years to come. The Egyptians were responsible for a varietyRead MoreStory and Truth in Edwin Blashfields The Evolution of Civilization1284 Words à |à 6 Pagescontribution to Western civilization.2 In one case, ancient Egypt is depicted as having contributed ââ¬Å"written recordsâ⬠to civilization, represented by a figure wearing a characteristically Egyptian headdress.3 However, a variety of research, some of which actually occurred in the late nineteenth century, calls this particular choice into question; ancient cuneiform records from Mesopotamia date back to 5000 B.C.E.,4 while Egyptian hi eroglyphics appeared around 3400 B.C.E..5 This suggests that MesopotamiaRead MoreCuneiform : Images And Images1214 Words à |à 5 Pagessaying. On the other hand, hieroglyphics were drawings that were strictly one type of communication. ââ¬Å"The ancient Egyptians expressed their ideas in writing by means of a large number of picture signs which are commonly called hieroglyphicsâ⬠(Budge1). These pictures were drawn to express emotion, sound, and description, that told the comprehender what the writing was saying. Hieroglyphics and emoticons were both pictures that displayed a message, but hieroglyphics were more complicated than emoticons
Auditing & Assurance of Lehman Brother Investment Banking Firm
Question: Discuss about the Auditing Assurance of Lehman Brother. Answer: Introduction One of the four biggest firms in the field of investment banking was Lehman Brothers in the United States before its collapse in 2008 due to bankruptcy. Lehman Brothers firm was a financial service providing firm before 2008 when it collapsed, filed for Chapter 11 bankruptcy after becoming bankrupt. The main cause of the collapse of t6he Lehman Brothers can be distributed between the management and the auditors. Management didnt analyze the risky decisions it was making and the auditors paid full support, who should have warned the firm about the consequences (Montgomery, 2017). The financial statements didnt comprise of such data that would reveal the fact that Lehman Brothers was now depending on loans to invest in the mortgage market. The years from 2001 to 2008 were seemingly a boon for all the enterprises as it was a period of profit making. The firm also seemed to make enormous profits during this period and started investing in the mortgage market. It didnt pay attention that due to this period the sub-prime mortgage market has already been destroyed (Tepalagul Lin, 2015). Another mistake on the part of the firm was to offer private financing, real estates, and leveraged lending, but all from its own assets. Negligence and the absence of facts and the issues which concern while drafting the financial statements were: There was a specific period from the year 2001 to 2008 as it was regarded as a time to make huge profits. Large amounts of money were taken as a loan by the Lehman Brothers as they dreamt of the huge profits they were never going to make. They were totally attracted by this boon in the market. But the situations went uneasily as the destruction of the sub-prime mortgage market started simultaneously in the fields of investments. The firm with the dream of making billions started to invest in dangerous portfolios and this was followed by neglecting all the required inquiry about the performance of the portfolio and without thinking the consequences (Arens et. al, 2013). The firm borrowed billions from different financers to invest in these risky deals. This happened because by that time the firm had started to give its own securities and assets as loans in the form o private financing, real estate, and many other forms. Financial Instruments The firm was running down on money. It wanted more loans to satisfy itself and this was done by the use of Repo 105 transactions. The firm very cleverly presented a false image of the firm in front of the public by manipulating the values in the financial statements. This was done so that the reputation of the firm remains intact and to get the loans easily. The firm now started to keep its securities as collateral. But due to change in securities the value of the collaterals would change so the firm upon consideration from the auditors made manipulations on the balance sheet (Elder et. al, 2010). The company was at that time paying off the debts of the financers from the loans taken from other parties. The Repo 105 transactions were shown as the sales inventory of securities and this led to the decrease of the securities from the firm. Moreover, the loans taken up by the firm on the part of the securities it had, were not at all in the image on the balance sheet. The loans were take n against these securities. The firm was clever enough to show these loans in the form of Sale proceeds of investment securities. So it can be seen that the firm left no chance to highlights its liquid assets and neutral liabilities (Montgomery, 2017). The Repo transactions and the commercial papers were later used by the firm to borrow short-term loans from third parties. The firm started to invest its long-term profit making assets in the mortgage market. It didnt take long for the firm to get bound to take loans on a daily basis in the year 2008. These enormous borrowings provided a path for the collapse of the firm due to various risks. There was a sudden increase of the rate of interests due to the entry of the debt obligations in the management of the firm causing a major upset in the firm (Story et. al, 2010). The time came when mostly all the financial institutions started to refuse the take the assets and securities of the firm against short-term financing. This resulting in were unable to pay the debts (Messier, 2013). Each and every wrong step took them further to destruction by it was the concealment of the facts which sealed the deal. The collapse could have been prevented or may have been delayed if the auditors playe d their part skillfully. Auditing Standards ASA 701 communication of the key Audit matters in the Independent Audit Report All the financial reporting periods terminating on 15th December or after the specified date were the ones on which the auditing standard was applied. The functioning of this auditing standard is to collect information about the conditions of finance and other important details and report it directly to the management department of the auditor firm as soon as possible. This auditing standard is a positive move on the part of the shareholders and the public who can look upon the financial sheets directly to know about the conditions of the company and then take the time to wisely plan their investments in the company (AuASB, 2015). Positivity on the part of the financial statements by applying these standards and as per the case of the Lehman Brothers, the firm could have been saved if the ASA 701 existed and was applied. It is strictly the duty of the auditors to pay heed towards matters of great significance and importance as they can be helpful during the filing of the financial statements, if neglected then can cause serious problems. As per Wiggins et. al (2015), the auditor must be aware of the material misstatement and matters of grave uncertainty and should think about the consequences related to these problems. All these key points should be kept in mind while drafting the balance sheet. Auditing issues responsible for the collapse of Lehman Under the presence of the ASA 701, the important facts and figures about the conditions of the firm would have been revealed. The absence of the ASA 701 and other auditing standards paved a way for the collapse of the firm and this path was infused with non-communication and concealment of the major facts and figures describing the worth of the firm. All these loopholes drained the Lehman Brothers completely. Concealment of misstated Leverage Ratio The leverage ratio saw a marked difference in its values in the year 2008 in comparison to the year 2007. The leverage ratio has clearly been decreased for the Lehman Brothers. This was due to the loans borrowed by the firm which was paid after the end of the fiscal quarters thus reestablishing the securities to be depicted in the balance sheet. These payments were the ones of the Repo transactions (Fox, 2009). The firm by the use of these Repo transactions imaged the decrease in the ratio as temporary and untruthful. The time came when due to such activities of the firm the leverage ratio was decreased to a level which had to be shown on the balance sheet and also in the financial statements of the firm (Bris, 2010). These points clearly show that the Lehman Brothers were to collapse at any moment and a report should have been put up for those charged with governance. The existence of the ASA 701 could have saved the firm from drowning. The firm could also have been saved if the auditors without any settlement did their work honestly, not only the firm but numerous people investing in the firm would also be prevented from suffering huge losses (Reed, 2008). Non-disclosure of non-approval of True Sale opinion in the United States The firm was required to get a permit of true sales for carrying on the transactions. The US refused them with the same so the firm made a deal with the financing department of the UK to get a permit but conditions being that all the transactions were to be carried inside the UK. Trade of the securities would be done in the same way (Wearden et.al 2008). Approval of Lehman policy of Repo 105 for misleading the Balance Sheet The firm opted for policies like Repo 105, Reverse Repo, and Repo 108. All this would help to present a false image of the firm. This resulted as to show the equities as collateral in behalf of the securities so as to keep going with the transactions. In short, the financial statements were window dressed and the actual position was different (Fox, 2009). This was done in the notice of the auditors and hence, the financial statements were altogether showing a different position but the reality was different. There was a breach of the standards and the auditors were involved in it. Providing green signal to financial statements that conceal Repo transactions It was the duty of the firm to buy back the securities of the firm worth millions of dollars. These remained undisclosed in the financial statements and as mere fluctuations in the balance sheet (Reed, 2008). Such were not disclosed and those facts were provided at the footnotes that did not meet the criteria of the disclosure. This misguided the investors and an entirely different aspect were created. The buy back of the securities at a minimal rate was depicted as derivatives (Bris, 2010). This shows that numerous facts were concealed by the management and the auditors of the firm which caused the collapse. Thus the points provide transparency to the fact that it was the mistake of the auditors on every step which led to the collapse. It is also possible that if the ASA 701 was present at that time then the auditors have made a tough call and would not have agreed on the management play with the balance sheet and the financial statements. Had the standards were operative then the auditors would not have allowed the misleading information. In short, when the regulations are strong and operative there is always a balanced act otherwise any loopholes are exploited to the utmost. The same can be cited for the collapse of Lehman brothers. Recommendation It is totally the responsibility of the auditors to depict the real conditions of the firm by the use of the financial statements. The positive working of the auditors is a way to ensure the benefits of the company, as well as the people, are interested in making investments in the company. The auditors report can act as a way from which people can get knowledge and then can wisely plan their investments. This can only happen if the auditors totally comply with the auditing standards set up. IN the case of the Lehman Brothers the auditors from Ernest Young can be defined to have a major hand in the collapse of the firm. If the auditors prepared fair financial statements then the company would be stopped from borrowing large amounts which the firm did, because the financiers only depend on the statements to grant loans. It is the duty of the auditors to warn the companys management about the upcoming consequences. The downfall of the Lehman Brothers clearly shows that there is a dema nd of strict supervision. It is now important for policy establishes like IFRS, Accounting standard Board, and Basel to strengthen the rules. Conclusion The reasons for the downfall of Lehman Brothers are clearly indicated in the above report and stress the importance of ethical standards in the organization. The result that emerges from the collapse is that the corporate governance and ethical standards must be strongly embedded in the organization. The same must be followed with strict precision. The organization must ensure that the rules not only benefit the organization rather is a strong driving force for the entire organization. Moreover, it has a direct bearing on the financial performance of the company. It is of utmost necessity that the organization must prepare the financial statements that should reflect the correct position and this must be taken care of by the auditors. The failure of Lehman Brother indicates the deficiency on the part of the auditors and the reports prepared therein was misleading. Therefore, the companies must opt for the adoption of strong standards of accounting and regulations. References Arens, A. A, Best, P. J, Shailer, G. E. P Loebbecke, J. K, 2013, Assurance Services and Ethics in Australia, 9th ed, Australia: Pearson. AuASB 2015, Explanatory Statement ASA 701Communicating Key Audit Matters In the Independent Audit Report, viewed 20 May 2017 https://www.google.co.in/url?sa=trct=jq=esrc=ssource=webcd=1cad=rjauact=8ved=0ahUKEwjHn8fisoDUAhUFuY8KHX-8AzoQFggmMAAurl=http%3A%2%2Fwww.legislation.gov.au%2FDetails%2FF2015L02016%2F3f9f21f6-38e3-4a6d-a1b3-c254e21f9d62usg=AFQjCNFuTx7N8zQsoLcER_cUQxKxD63tBAsig2=Ll0A_tO8Au2yrKz0LG3-LQ Bris, A 2010, The Lehman Brother Case: A corporate governance failure not a failure of the financial market. IMD International Elder, J. R, Beasley S. M. Arens A. A 2010, Auditing and Assurance Services, Person Education, New Jersey: USA Fox, J 2009, Three Lessons of the Lehman Brothers Collapse, viewed 20 May 2017 https://content.time.com/time/business/article/0,8599,1923197,00.html Messier, F. W 2013, Auditing and Assurance Services - A systematic approach, 9th ed. Australia: McGraw Hill. Montgomery, A 2017, The Death of ethics and the death of Lehman Brothers, Seven Pillar Institute Reed, K 2008, EY sued over Lehmans audit, viewed 21 May 2017 https://www.accountancyage.com/aa/news/1934026/-sued-lehmans-auditStory, L Dash, E 2010, Lehman Channeled Risks Through Alter Ego Firm, viewed 20 May 2017 https://www.nytimes.com/2010/04/13/business/13lehman.html Tepalagul, N. Lin, L 2015 Auditor Independence and Audit Quality A Literature Review, Journal of Accounting, Auditing Finance vol. 30, no. 1, pp. 101-121. Wearden, G, Teather, D Treanor, J 2008, Banking crisis: Lehman Brothers files for bankruptcy protection, viewed 19 May 2017 https://www.theguardian.com/business/2008/sep/15/lehmanbrothers.creditcrunch Wiggins, R.Z, Bennet, R.L Metrick, A 2015, The Lehman Brother Bankruptcy: The Role of Ernst Young. Yale School of Management
Sunday, April 19, 2020
Should dangerous sports be banned Essays - Dispute Resolution
Millions of people play sport every day, and, inevitably, some suffer injury or pain. Most players and spectators accept this risk. However, some people would like to see dangerous sports such as boxing banned. This essay will examine some of the reasons for banning certain sports. Some sports are nothing but an excuse for violence. Boxing is a perfect example. The last thing an increasingly violent world needs is more violence on our television. The sight of two men (or even women) bleeding, with faces ripped open, trying to obliterate each other is barbaric. Other sports, such as American football or rugby, are also barely-concealed violence. Some people argue that the players can choose to participate. However this is not always the case. Many boxers, for example, come from disadvantaged backgrounds. They are lured by money or by social or peer pressure and then cannot escape. Even in richer social groups, schools force unwilling students to play aggressive team sports, claiming that playing will improve the students' character (or the school's reputation), but in fact increasing the risk of injury. Even where people can choose, they sometimes need to be protected against themselves. Most people approve of governments' efforts to reduce smoking. In the same way, governments need to act if there are unacceptably high levels of injuries in sports such as football, diving, mountaineering, or motor-racing. I accept that all sports involve challenge and risk. However violence and aggression should not be permitted in the name of sport. Governments and individuals must act to limit brutality and violence, so that children and adults can enjoy and benefit from sport.
Sunday, March 15, 2020
Emily Holmes Essays - Body Shape, Human Appearance, Human Body, Self
Emily Holmes Essays - Body Shape, Human Appearance, Human Body, Self Emily Holmes Mrs. Hankins English 102 1 October 2015 Body Image In the eyes of society, women like Pamela Anderson, Tyra Banks and Victoria Secret Model Candice Swanepoel are the essence of perfection. What girl would not want their perfect hair, curvy body, big boobs, or tall body? As of today, 2 out of a 100 Americans attempt to starve themself each day. Ninety percent of those Americas are female. (Newport) The media presents society with an unrealistic body types promoting people, especially women, to look like them. Through TV shows, commercials, magazines or any form of advertising, the media enforces a certain body type which women mimic. The so-called perfect body type causes many negative effects on women in the US. Women who focus on unrealistic body images tend to have lower self-esteem and are more likely to be a victim of eating disorders. The media in America has a dangerous influence on women's health. The media is a primary factor in the development and maintenance of women's body image problems. Women start to feel insecure about their bodies by looking at media images daily. This provokes women to diet more because they feel more pressured to be slim. "But advertisers are not particularly wicked, people who set out to trick and mislead us. They simply provide images that we find seductive. Advertisers are the voice of society projected on a billboard or a TV screen" (Miniskirt Revolution). The magazine racks in any local store are saturated with magazines highlighting beautiful women adorning the covers. Commercials on TV feature tall, thin women promoting a certain product. The media presents an unrealistic body type for girls to look up to. They do not reflect on images from everyday life. When walking around in any place, very few people look like the women in commercials, most of them thin, but not overly s o. Flawless images appear so often in daily life, it's hard to remember that they are not real. Often many girls don't realize this. They hold themselves u! p to these images and feel the only way they can live life to it's fullest is to look like these icons. Even if someone is as at their perfect weight, it's easy to feel like a failure when comparing to a movie star or to Seventeen's cover girl. The line between fantasy and reality is skewed by mass media. The media places much stress on obtaining the "ideal" body image. Society pays a significant amount of attention to body image, physical attractiveness, youthfulness, sexuality and appearance, "the minimum requirement for the sort of model who appears on advertising hoarding is a height of 5 ft. 9in. a size 8 to 10" (Miniskirt Revolution). No matter how hard someone tries they will never achieve the look and figure of these supermodels. The problem of girls and women comparing themselves to "ideal women" has gotten more difficult in recent years, "A look at the measurement of Playboy centerfolds and Miss America finalists over the past 20 years shows that, although these women symbolize beauty, have been weighing less and less. In other words, society's ideal women keeps getting thinner and thinner and much more difficult for people to imitate" (Miniskirt Revolution). There is a healthy way for the female body to look, "but what we see on television is a special kind of thin. Most of us could starve our selves down to slivers and still not look anything like those sleek bodies that flit across our screen day and night" (Miniskirt Revolution). Leading characters in the current crop of TV shows are all thin. The TV shows with the highest ratings, such as Friends and Ally McBeal, have tall thin lead actresses. In Friends, there are three young, tall and thin leads. They are outfitted in tight shirts and mini-skirts. They all live good lives and have fun. In Ally McBeal, a young, tall and extremely thin actress portrays a successful lawyer. The message that this is sending across is that the key to success in today's society is to be young, tall and thin. Characters that are heavier are usually elderly, matronly, in low-status occupations, or on the wrong side of the law. In the
Thursday, February 27, 2020
How did the recent financial crisis affect Financial Markets and Essay
How did the recent financial crisis affect Financial Markets and institutions - Essay Example The difference in interest rates has led to different problems and difficulties in the international financial market. Further on, another difficulty was caused by a greater demand for U.S. $ by oil importers thus leading to the U.S. $ currency devaluation, the yen Japan, the euro and the pound sterling. Therefore, market and capital markets suffered great losses and it was necessary to find a way out of this situation. At the beginning of financial crisis, the American society still had a hope that future elections of the President would facilitate it. Unfortunately, the impact of financial crisis of 2008-2009 still echoes in the worldââ¬â¢s economy. There is a tendency to reduce the difference between the interest rates. Moreover, ââ¬Å"the securities market has been greatly influenced by the devaluation of the assets of certain companies established by banks for loan securitizationâ⬠(Bloom & Schirm, 2010). In the period between 2004 and 2007 the size of loans has increas ed from 60% in revenues to 90% respectively (Financial Crisis: Let's Get to the Root Cause, 2008). Furthermore, a poor management system of the loan system has also negatively influenced on the financial system. In order to facilitate the complexities occurred in the worldââ¬â¢s bank and financial system it is possible to work in two main directions: ââ¬Å"continue economic accounting real, if only the existing level now being maintained; and involve as many as possible capital in the economyâ⬠(Kuttner, 2009). In order to renovate a proper functioning of investment banks, such as Lehman Brothers, Merrill Lynch and American International Group (AIG), the U.S. government invested $85 billion in this sphere (Trussel & Rose, 2009). Unfortunately, banks of the country have fallen apart like a house of cards. Almost nineteen banks failed till November 2008 (Swagel, 2009). Therefore, a public confidence in bank system has gradually failed. A further interaction between internatio nal capital markets and financial institutions was full of complexities and the reasons for that should be found on political and economical levels. Political reasons for financial crisis are evident. These are political constraints. A complicated relationship between the congressional leadership and President Bush and his White House staff made 2007 an unconstructive year from the perspective of economic policy, although, ironically, it had the effect of making possible the rapid enactment of the early-2008 stimulus: Democratic leaders by then appeared to be eager to demonstrate that they could govern effectivelyâ⬠(Jackson, 2010). Administrationââ¬â¢s deliberations were not facilitated even in time of financial crisis worsening. On the governmental level financial crisis could be solved in terms of mortgage refinance programs and investments in banking and job-creating systems (Kawa, Vanbever, 2010). Therefore, the influence of a global financial crisis has greatly affecte d on money and capital markets. Deposit and non deposit taking institutions have also been influenced greatly by financial crisis. State commercial banks have the main goal to increase profits and satisfy the needs of public by providing deposit options. Unfortunately, firms and individuals have decreased the level of deposits ââ¬Å"
Tuesday, February 11, 2020
Development in Accounting and Corporate reporting Essay
Development in Accounting and Corporate reporting - Essay Example This paper examines these developments and other issues that may have impacted in the development of accounting. It is important to understand the historical background of any subject such as accounting. Understanding accounting background and how it has developed is essential in understanding the past, and leads to a better understanding of the present practices. Understanding the historical background of accounting discipline, trends and practices that could have led to its current status facilitates better understanding of the profession. It is only through evaluation of the historical developments of the subject that people may appreciate accounting as it is today and its significance in the society, in organizations or other areas of application. Moreover, understanding the historical background enhances a better understanding of the objectives of the accounting theory and what the subject intended to achieve. In other words, a problem is better solved by understanding the objectives at the initial stages of a process. Furthermore, understanding the historical background of the subject al lows people to delve deep into understanding social, economic and political events and the significance of the subject in shaping these issues. For instance, as the article illustrates, there is a debate on whether accounting was a social construction, based on how accounting influences the society. Considering that there lacks a universal understanding of the accounting theory, the theory may be best understood by investigating the use of data, which people relate to accounting practices. Understanding such practices and how they relate to use of accounting data will lead to credible links on what accounting theory might mean, and how it has evolved over time to what it is today, as well as its impact on the social, economic and political
Friday, January 31, 2020
Practical Business Analysis Essay Example for Free
Practical Business Analysis Essay 1. Re-do all problems in Practice Problem Set 1. 2. Dollar Car Rental Co. was originally named Dollar a Day Car Rental because they charged $1.00 per day to rent a car, plus a charge per mile driven. Many customers complained that the odometers on Dollarââ¬â¢s cars recorded more miles than were actually driven. To evaluate these complaints you take a random sample of 6 Dollarââ¬â¢s cars, drive them on a carefully measured 100-mile course, and record the miles driven as registered by the odometers. The results are 100, 105, 109, 102, 107, and 101, with the sample standard deviation around 3.578. a. Using these sample results, construct a 95% confidence interval for the population mean miles recorded by all Dollar cars for a 100-mile trip. b. As a legal consultant hired by the group of the customers who complained about the odometers, do you have enough evidence to support your clientsââ¬â¢ claim? State your hypotheses (H0 vs. Ha), rejection region and both statistical and substantive conclusions. 3. The grades on the final examination given in a large organic chemistry class are normally distributed with a mean of 72 and a standard deviation of 8. The instructor of this class wants to assign an ââ¬Å"Aâ⬠grade to the top 10% of the scores, a ââ¬Å"Bâ⬠grade to the next 10% of the scores, a ââ¬Å"Câ⬠grade to the next 10% of the scores, a ââ¬Å"Dâ⬠grade to the next 10% of the scores, and an ââ¬Å"Fâ⬠grade to all scores below the 60th percentile of this distribution. For each possible letter grade, find the lowest acceptable score within the established range. 4. The weekly demand for General Motors car sales follows a normal distribution with a mean of 40,000 cars and a standard deviation of 12,000 cars. a. There is a 5% chance that GM will sell more than what number of cars during the next week? b. What is the probability that GM will sell between 20 and 23 thousand cars during the next week? 5. A department store is interested in the average balance that is carried on its storeââ¬â¢s credit card. A sample of 40 accounts reveals an average balance of $1,250 and a standard deviation of $350. a. Find a 95% confidence interval for the mean account balance on this storeââ¬â¢s credit card. b. What sample size would be needed to ensure that we could estimate the true mean account balance and have only 5 chances in 100 of being off by more than $100? 6. A marketing research consultant hired by Coca-Cola is interested in determining the proportion of customers who favor Coke over other soft drinks. A random sample of 400 consumers was selected from the market under investigation and showed that 53% favored Coca-Cola over other brands. a. Compute a 95% confidence interval for the true proportion of people who favor Coke. Do the results of this poll convince you that a majority of people favor Coke? b. Suppose 2,000 (not 400) people were polled and 53% favored Coke. Would you now be convinced that a majority of people favor Coke? 7. BatCo (The Battery Company) produces your typical consumer battery. The company claims that their batteries last at least 100 hours, on average. Your experience with the BatCo battery has been somewhat different, so you decide to conduct a test to see if the companies claim is true. You believe that the mean life is actually less than the 100 hours BatCo claims. You decide to collect data on the average battery life (in hours) of a random sample and the information related to the hypothesis test is presented below. Use this information to answer the following questions. a. You believe that the mean life is actually less than 100 hours, should you conduct a one-tailed or a two-tailed hypothesis test? State your alternative hypothesis. b. If you use a 5% significance level, would you conclude that the mean life of the batteries is typically more than 100 hours? State the rejection region and calculate the test statistic. c. If you were to use a 1% significance level in this case, would you conclude that the mean life of the batteries is typically more than 100 hours? Explain your answer. 8. Q-Mart is interested in comparing customer who used it own charge card with those who use other types of credit cards. Q-Mart would like to know if customers who use the Q-Mart card spend more money per visit, on average, than customers who use some other type of credit card. They have collected information on a random sample of 38 charge customers and the data is presented below. On average, the person using a Q-Mart card spends $192.81 per visit and customers using another type of card spend $104.47 per visit. Use the information below to answer the following questions. a. Given the information above, what is [pic] and [pic] for this comparison? Also, does this represent a one-tailed or a two-tailed test? Explain your answer. b. Using a 1% level of significance, is there sufficient evidence for Q-Mart to conclude that customers who use the Q-Mart card charge, on average, more than those who use another charge card? Explain your answer. 9. Suppose that you were asked to test H0: à ¼ = 10 versus Ha: à ¼ 10 at the [pic] = 0.05 significance level and with a sample of size n = 10. Furthermore, suppose that you observed values of the sample mean and sample standard deviation and concluded that H0 be rejected. Is it true that you might fail to reject H0 if you were to observe the same values of the sample mean and standard deviation from a sample with n 10? Why or why not? 10. Stock-market analysts are keenly interested in determining what factors influence the price of a stock. After some examination, a statistician hypothesized that a stock price (Y in $) would be affected by its quarterly dividends (X1 in $), its price/earnings ratio (X2), and the interest rate of treasury bills (X3 in %). The values of the relevant variables were observed for a period of 40 quarters. When the data were run on STATGRAPHICS PLUS, the accompanying printout was created.
Thursday, January 23, 2020
Belize Logistics Essay -- Belize
The history of Belize dates back thousands of years. The official name of the territory was changed from British Honduras to Belize in June 1973. ââ¬Å"The current government of Belize took form when they declared their independence in 1981. This government is headed by the Queen of the United Kingdom, Queen Elizabeth II, who is acting head of state. The Queen is represented by a Governor General due to her having to reside in Great Britain. The Governor General is the true authority in power; however, he does not officially run the government that is led by the Prime Minister and his cabinet. Currently in the Senate there are 12 members, plus the President of the Senate. The Governor General appoints 6 senators on advice of the Prime Minister, 3 on advice of the leader of the opposition, one member on the advice of the Belize Council of Churches and Evangelical Association of Churches and two other members from two separate organizations.â⬠(http://www.islandflave.com/caribbean-politics/615-belize-politics) ââ¬Å"Belize has a public-private economy with tourism as the number one foreign exchange earner followed by exports of marine products, citrus, sugar, bananas, and garments. Agriculture currently provides some 71% of the country's total foreign exchange earnings, and employs approximately 29% of the total labour force. Belize has a viable fishing industry. Belize's fisheries are exploited for commercial, as well as for subsistence purposes, and are one of the most heavily exploited natural resources. In an effort to maximize the benefits obtained from the fishing industry, while ensuring its long-term viability, fisheries managers are promoting an expansion in production through diversification of this resource base. Belize's fishin... ...m/Does-Donts.htm http://articles.cnn.com/2006-11-30/travel/if.you.go_1_belizean-belikin-beer-dos?_s=PM:TRAVEL http://www.customs.gov.bz/traveller.html http://belize-guide.info/travel.basics/customs/ http://www.voyage.gc.ca/countries_pays/report_rapport-eng.asp?id=29000 http://www.belizefirst.com/MoneyandBankinginBelize.htm http://gocentralamerica.about.com/od/belizeguide/p/BelizeSafety.htm http://www.paradisepath.com/belize_safety.htm http://www.belizedistrict.com/tips.html#safety http://belize.com/medical-care-in-belize.html http://www.guidetobelize.info/en/yellow-pages/belize-health-care-medical-current-guide.shtml http://www.fco.gov.uk/en/travel-and-living-abroad/travel-advice-by-country/north-central-america/belize http://www.islandflave.com/caribbean-politics/615-belize-politics http://www.islandflave.com/caribbean-politics/615-belize-politics
Wednesday, January 15, 2020
Medical Tourism Promotional Action Plan
Promotional Action Plan Medical Tourism Marvin Wilcox Saint Leo University Our marketing plan for 2013 will focus on several mediums that are aimed at providing detailed information on the company and services provided, reaching new targets and offering incentives to previous clients and maximizing exposure. Five venues were chosen to take full advantage of our budget of $100,000 . The following is a synopsis of each venue: 1. Building a website 2. YouTube videos 3. Social Media 4. Mass Mailing 5. Local Business Networking with AmbassadorAction Plan #1 * Action Item:A fully functioning professional website based in the U. S with search engine optimizing (SEO) at a cost of $25,000 to be implemented March 1, 2013. * Objective:With 87% of travelers using the internet for a bulk of their travel planning, medical tourism needs to take advantage of this opportunity to capture consumer attention. Increasing our search engine optimization (SEO) makes it more likely that someone will find you r business online. This will be our broadest advertising measure targeting that 87%. Description:Our website will be equipped with a language translator with languages relevant to the geographic chosen. The website will present a strong brand by stating who we are, why we are better and the quickest means of contact. It will also present testimonials to provide credibility and build familiarity and trust based relationships. * Target Market:250 million underinsured Americans and the 20% of 250 million Americans that have pre-existing conditions. in addition to the 750,000 Americans that already travel abroad for medical and dental services.Also the 38% of Americans that is open to health care abroad. * Metric:For the first 90 days of the website, we expect further inquiries of 35% of all site visitors, 50% registration to a free monthly newsletter and 68% of those visiting partnered tourism sites to be redirected. Action Plan #2 * Action Item:Monthly uploads to YouTube beginning Mar ch 1, 2013 in support of the official website. The service is currently free of charge. * Objective:To convey credibility through video testimonials consisting of 3-5 min in length.To present information about tourism, the forgotten half of medical tourism and to create familiarity and confidence through a personal connection. * Description:The videos will show satisfied and happy clients reporting the variance in cost between domestic and international medical procedures and how the money saved can be used towards vacationing in the same locale. Also, the videos will contain information about destinations, things to do, restaurants and attraction to enjoy the full experience of being abroad. Target Market: The 92% of consumers around the world that say they trust recommendations from family and friends above all other forms of advertising. The 85% of 30- to 50-year-olds and 51% of 65- 75-year-olds that are active social media users. * Metric:The method will be proven successful if we receive booking from 20% of the viewers. Another measure is for 65% of the viewing public follow the link to the official website and 50% of that number result in hard inquires, bookings or subscribers to the newsletter. Action Plan #3 Action Item:We will engagement potential clients on a personal level via Skype. The service will cost $168 for one year of unlimited international use. * Objective:To make potential customers feel they are receiving individualized and attentive care by a brand they can trust before they even step a foot in a hospital. Also, it is important to us to strengthen relationships and trust. This will provide a light consultation with professional to provide answers and resources for some the most frequently asked questions. Description:This medium provides presence or the availability and willingness of our professional to communicate. We will use it for high quality of voice and especially for its free PC to PC service. Other supporting features include video conferencing, SMS, voicemail, long distance conferencing and inexpensive calls during travel. * Target Market: There are 500 million Skype users worldwide with 40 million users logged on during peak hours. Our target market are generally individuals between 45-65 who have a medical need for surgery and are looking to save money by travelling abroad.The secondary target is those that request a face to face question and answer session via Skype and have been redirected by our website. * Metric:Optimization will be recognized when 25% of site visitors and 5% of peak users request a professional consult session and of that number a minimum of 25% booking. Action Plan #4 * Action Item:Our firm will engage in local business networking with ambassadors. This service requires hiring two individuals specializing in international tourism and medical administration at a total of $75,000 per year. Objective:To facilitate procurement of visas, booking travel and airport pick up and drop of f. We also wish to broker consultations with professionals, accommodate for post-operative recuperation and arrange travel insurance. * Description:Our ambassadors will be responsible for networking with travel agencies, medical and dental professionals and insurance companies. They will act as liaisons on behalf of the firm to foster relationships with supporting organizations. Their main goal is to streamline the process of informing and preparing a client for participation in our program.They will also develop a working relationship with local medical professionals for redirection of the underinsured. * Target Market: There are 2466 travel agencies in Virginia available for a mutually beneficial cooperation of professionals. Also, healthcare providers seeking to lower costs by 80%-90% in India or 50%-70% in the middle-east. * Metric:Realization of our efforts acceptable when sales from networking opportunities for the period of one year reach 6 times the cost of the action item. Action Plan #5 Action Item:We will run a direct mailing campaign with promotional rewards for referrals and a budget of $1500 to begin March 15, 2013. * Objective:We will attract customers by introducing our company, informing the public of our products and services, generate customer loyalty and make sales. Offer invitations to visit a local office, official website or webinar of our firm. Finally, we will offer discounts on first time bookings and referrals. * Description:Our firm will conduct our direct mailing through USPS.The main visual content will be of a popular Asian or Middle-Eastern vacation resort and a medical professional in uniform. We will offer a message of physical recovery in peaceful fun surroundings. The emphasis of the material will focus more on the vacation aspect than the medical procedures therefore inscriptions referencing entertainment and amenities will be larger than those concerning medical practices. Also, the material will include a picture of a gro up of Westerners (Americans and Europeans) in ordinary middle class attire to symbolize the affordability of our products and services. Target Market: Primary for this venue will be ordinary working Americans with a median income of $60,000 yearly, adequately to slightly under-insured between the ages of 45-65. Secondary for this venue are those with ongoing medical issues that travel abroad at least once every 5 years with incomes upward of $100,000. * Metric:Progressive indicators will be an increase in call volume, website visits and return request forms for more information. The expected result is a 10% verifiable response volume that results in either referrals or bookings.
Monday, January 6, 2020
Biology Biome and DNA Identification Process - 1767 Words
DNA forensics is a division of forensic science that focuses on the use of genetic material in criminal investigation to answer questions pertaining to legal situations, including criminal and civil cases. Through DNA testing, law enforcement officers are able to identify human remains or the individual responsible for a crime. DNA testing is a highly advanced scientific process that involves replicating the human DNA sequence to create a genetic map of an individual. Because of its reliability, DNA testing has become a significant factor in criminal cases. However, it has also been identified as having the potential to violate privacy and constitutional rights. The DNA identification process consists of five stages. These five stagesâ⬠¦show more contentâ⬠¦Of course, prokaryotic reproduction is limited because cells eventually exhaust their nutrient supply, accumulate metabolic wastes, or are consumed by other organisms. Eukaryotic cells are typically much larger than those o f prokaryotes. They have a variety of internal membranes and structures, called organelles, and a cytoskeleton composed of microtubules, microfilaments, and intermediate filaments, which play an important role in defining the cells organization and shape. Eukaryotic DNA is divided into several linear bundles called chromosomes, which are separated by a microtubular spindle during nuclear division. Nuclear division is often coordinated with cell division. This generally takes place by mitosis, a process that allows each daughter nucleus to receive one copy of each chromosome. In most eukaryotes, there is also a process of sexual reproduction, typically involving an alternation between haploid generations, wherein only one copy of each chromosome is present, and diploid generations, wherein two are present, occurring through nuclear fusion (syngamy) and meiosis. Eukaryotes have a smaller surface area to volume ratio than prokaryotes, and thus have lower metabolic rates and longer gene ration times. Biological diversity, also known as biodiversity, describes the huge variety of species found on Earth and the natural way in which ecosystems and communities are formed. In the past few centuries, humans have had an especially negativeShow MoreRelatedDna Essay1090 Words à |à 5 PagesDNA in Forensic Science DNA is the genetic blueprint for life because it contains the instructions that oversee the development of an organism. Taking samples of DNA and analyzing them to determine if they come from the same individual is known as DNA profiling. Investigators gather items such as hair, saliva, semen and blood that could contain DNA from a crime scene. DNA profiling is also used in paternity testing, victim identification and evolution research. First, the collected DNA samplesRead MorePopulation Evolution And Microbial Life1263 Words à |à 6 Pagesbeing discovered everywhere and these microbes can have major positive and impacts on society. Some microbes can promote increased human immunity to certain diseases like Cancer (Green and Ariyan 2014) or can potentially decrease the human aging process (Ghose 2014). For example, current clinical trials are now using microbes to help increase the rate at which T-cells can respond to the presence of cancer cells (Green and Ariyan 2014). We are also discovering how microbes contribute to our oceanRead MoreEssay about Biology: DNA Forensics1790 Words à |à 8 PagesDNA forensics is a division of forensic science that focuses on the use of genetic material in criminal investigation to answer questions pertaining to legal situations, including criminal and civil cases. Through DNA testing, law enforcement officers are able to identify human remains or the individual responsible for a crime. DNA testing is a highly advanced scientific process that involves replicating the human DNA sequence to create a genetic map of an individual. Because of its reliability,Read MoreDna Testing And Law Enforcement Officers Essay1825 Words à |à 8 PagesDNA forensics is a division of forensic science that focuses on the use of genetic material in criminal investigation to answer questions pertaining to legal situations, including criminal and civil cases. Through DNA testing, law enforcement officers are able to identify human remains or t he individual responsible for a crime. DNA testing is a highly advanced scientific process that involves replicating the human DNA sequence to create a genetic map of an individual. Because of its reliability,Read MoreCloning the Metagenome to Access the Biodiversity of Unculturable Bacteria 1461 Words à |à 6 Pagesgrown easily on artificial nutrient media are referred as unculturables. The evidence for the presence of yet to be cultivated bacteria came from the molecular data. The capability to obtain DNA sequence information from an environmental sample by PCR manipulations and direct sequencing allowed identification of these phylogenetically important groups. When a sample is collected from environment, the total number of bacterial cells within sample is extremely high, which is not appropriate for isolationRead MoreExploring Corporate Strategy - Case164366 Words à |à 658 PagesStakeholder expectations Social responsibility Culture Competitive strategy Strategic options: directions Corporate-level strategy International strategy Innovation and Entrepreneurship Strategic options: methods Strategy evaluation Strategic management process Organising Resourcing Managing change Strategic leadership Strategy in practice Public sector/not-for-proï ¬ t management Small business strategy ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ" ââ"
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